EXCELLENT Based on 14 reviews Posted on Rob RedziniakTrustindex verifies that the original source of the review is Google. Kayla is an absolutely exceptional human being and a true mortgage loan magician. I love working with her because she consistently goes above and beyond for every single client she serves. She doesn’t just process loans — she listens, she strategizes, and she finds solutions that many others would never think to explore. What makes Kayla truly stand out is her ability to turn dreams into reality. Whether it’s a first-time homebuyer who needs extra guidance, a military family navigating a PCS move, or someone who didn’t think homeownership was possible, Kayla shows up with patience, expertise, and genuine care. She makes the complex feel simple and the stressful feel manageable. If you’re looking for someone who will advocate for you, educate you, and celebrate with you through the entire journey, Kayla is the one you want in your corner. I cannot recommend her highly enough.Posted on Margaret TempletonTrustindex verifies that the original source of the review is Google. Kayla did a great job of communicating at each of her Buyer client’s approval process to me, the listing agent. The extras helped my Sellers feel confident from contract to close. She was great!Posted on Peter WurtzTrustindex verifies that the original source of the review is Google. She is a great kind considerate person very helpful, knows her stuff and she lets me call her anytime. If I have a question I would recommend her for anyone that’s needing a loan for whatever they wanna do.Posted on Kyle ColbyTrustindex verifies that the original source of the review is Google. We recently closed on our home. The team was professional and very responsive to our questions and needs throughout the closing process. A VA mortgage was used and they displayed a great level of knowledge of the unique characteristics a VA mortgage has to offer. Overall a great experience!Posted on Dimitri VinierisTrustindex verifies that the original source of the review is Google. Looking for a house is never easy, and finding the right mortgage broker can feel just as overwhelming. But I was proven wrong when faith brought Kayla Gallagher and Elite Coastal Lending into our lives. Kayla made the process easy and stress-free—she communicated with us every step of the way, so we never felt lost. She tailored everything to exactly what we needed. Thank you, Kayla, for making our dream home a reality!Posted on Paul SimmonsTrustindex verifies that the original source of the review is Google. Kayla is the best! She’s prompt, responsive, and always willing to go that extra mile to get her client across the finish line!Posted on valerie shannonTrustindex verifies that the original source of the review is Google. Excellent customer service! Kayla is very knowledgeable about a variety of programs and really got me through a difficult situation with an excellent loan! Processed everything very quickly and I had my funding within a week! She also keeps an eye on the market conditions and makes sure she has my back for any potential savings. I view her work ethic as very personal and professional! She is my go to for real estate lending!Posted on Brittany MullinsTrustindex verifies that the original source of the review is Google. Kayla was a total rockstar from start to finish for our recent home purchase! She was available whenever we had questions and was able to get us to the closing table way earlier than we anticipated! Anytime I had questions about different options with interest rates or anything related to the VA loan process, she would talk me through every option and made me feel so informed through every step of the process.Posted on Douglas TuckerTrustindex verifies that the original source of the review is Google. My experience working with this company and even more specifically; Kayla Gallagher has been phenomenal. The level of care into this process that I have received was beyond anything that I have ever been exposed to. She was more than forthcoming with information, attentive to the most minuscule details and invested in the interest of me and my family. We were never treated like just a number, and I couldn’t be more grateful to have had her as a Loan Officer. Thank you for your time, effort and Care.Posted on Nicole RhoadsTrustindex verifies that the original source of the review is Google. Working with Kayla and her team was fantastic ! She was always very communicative, met every deadline early, and procured the best pricing for my client on multiple items during the process. Definitely would recommend Kayla as a loan officer !
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NEXA Lending LLC.
AZMB #0944059
An Equal Housing Lender All Rights Reserved. © 2026
Contact Us
5559 S Sossaman Rd
Building 1 #101, Mesa,
AZ 85212
Building 1 #101, Mesa,
AZ 85212
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This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Copyright © 2026 | NEXA Lending LLC.
Licensed In: AL,FL,NJ,SC,SD, NMLS # 2607464 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd
Building 1 #101, Mesa,
AZ 85212
Kayla Services all of
Alabama, Florida, New Jersey, South Carolina, South Dakota


